Commercial Banks

Curated news coverage, institutional background, regulatory filings, and investigative reporting across RDU Global.

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Last Updated: Just Now

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Banking, Fintech & Insurance 31 Oct 2026, 05:00 PM IST

Bank Credit Growth Outpaces Deposits at 17.94% as Festive Demand Lifts Lending

Bank credit rose to Rs 232.54 lakh crore by mid-October 2026, advancing 17.94% year-on-year and outpacing deposit growth, which stood at 16.60% to Rs 284.37 lakh crore. The data point to firmer loan demand, supported by improved system liquidity and seasonal festive spending, while banks also increased holdings of government securities.

By RDU Global Wire5 min read

Banking, Fintech & InsuranceJust now (04:41 AM IST)

RBI finalises Basel III market risk capital rules, sets April 2027 deadline for banks

The Reserve Bank of India has issued final revised market risk capital requirements for commercial banks, bringing domestic rules into closer alignment with Basel III standards. The framework, which covers trading books, foreign exchange risk, interest rate risk, debt funds and credit derivative hedges, will become mandatory from April 1, 2027.

5 min readRead →

Banking, Fintech & InsuranceJust now (12:53 AM IST)

RBI finalises Basel III market risk capital rules, sets April 2027 deadline for banks

The Reserve Bank of India has issued final revised market risk capital requirements for commercial banks, bringing domestic rules into closer alignment with Basel III standards. The framework will become mandatory from April 1, 2027, and covers trading books, foreign exchange risk, interest rate risk, debt funds and credit derivative hedges.

5 min readRead →

Banking, Fintech & InsuranceJust now (04:11 AM IST)

RBI finalises Basel III market risk capital rules, sets April 2027 deadline for banks

The Reserve Bank of India has issued finalised market risk capital requirements for commercial banks, bringing domestic rules into closer alignment with Basel III standards. The framework will become mandatory from April 1, 2027, and will reshape how banks hold capital against trading books, foreign exchange risk, interest rate risk, debt funds and credit derivative hedges.

5 min readRead →

Banking, Fintech & Insurance27 Oct 2026, 05:00 PM IST

IIT-Bombay Study Urges Sharp Cut in UPI MDR to 0.08%, Seeks Banks to Step Back from Fee Share

A new study by IIT-Bombay professors has called for a steep reduction in the Merchant Discount Rate on UPI transactions, arguing that the current 0.40% charge should be cut to 0.08% for third-party application providers. The report also says banks should not rely on transaction fees for UPI and should instead support the ecosystem through funds drawn from CASA deposits, alongside stronger service infrastructure to build trust in digital payments.

5 min readRead →

Banking, Fintech & Insurance27 Oct 2026, 08:00 AM IST

Indian Overseas Bank to Raise $500 Million as Q2 Profit Surges 56%

Indian Overseas Bank plans to raise $500 million through external commercial borrowings in two tranches by December, underscoring its improved funding access as earnings strengthen. The state-run lender reported a 56% jump in second-quarter net profit to Rs 1,912 crore, supported by stronger credit growth and better asset quality.

5 min readRead →

Banking, Fintech & Insurance26 Oct 2026, 08:00 PM IST

RBI Restricts Puducherry Co-operative Urban Bank, Caps Withdrawals at Rs 5,000

The Reserve Bank of India has placed Puducherry Co-operative Urban Bank under restrictions after citing financial instability and supervisory non-compliance. Customers will be allowed to withdraw only up to Rs 5,000 over the next six months, while eligible depositors may claim up to Rs 5 lakh under deposit insurance cover.

4 min readRead →

Banking, Fintech & Insurance26 Oct 2026, 05:00 PM IST

Astranova Mobility arm wins RBI NBFC licence, targets Rs 5,000 crore AUM in five years

Astranova Mobility’s lending subsidiary, Novafusion Capital, has received Reserve Bank of India approval to operate as a non-banking financial company, giving the group a regulated platform to expand financing for India’s electric mobility transition. The company said it aims to build assets under management of Rs 5,000 crore over the next five years, with a focus on commercial EV adoption in a market it says will require about $100 billion in capital.

5 min readRead →

Banking, Fintech & Insurance26 Oct 2026, 08:00 AM IST

CreditAccess Grameen Seeks $175 Million Overseas Loan to Strengthen Funding Profile

CreditAccess Grameen is in advanced discussions to raise $175 million in overseas loans from a group of international lenders, including DBS and Standard Chartered, as it works to diversify and strengthen its liability profile. The microfinance lender plans to use external commercial borrowings to meet a meaningful share of its annual funding needs, even as hedging costs rise but remain manageable, according to officials familiar with the matter.

5 min readRead →

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India(1)