High-Value Microfinance Loans Gain Share as Lenders Shift to Safer Borrowers
The share of microfinance loans above โน75,000 to individual borrowers rose sharply to 41% in the first quarter of FY27 from 28% a year earlier, reflecting a clear pivot by lenders toward customers with established repayment histories. The shift suggests that lenders are prioritising credit quality and portfolio stability after a period of stress in the microfinance sector.
