Cash-Flow Lending Set to Shape Financing for New-Age Sectors, SBI Executive Says
Cash-flow-based lending is emerging as a critical financing tool for new-age industries such as electric vehicles, mobility and other technology-led businesses, according to a senior State Bank of India executive. The shift reflects a broader challenge for lenders: many of these companies lack traditional collateral, forcing banks to assess future revenue potential, technology viability and operating cash generation more closely than before.
