Cash-flow-based lending is emerging as a critical financing tool for new-age sectors such as electric mobility, where traditional collateral is often limited or absent, according to a senior State Bank of India executive. The bank is studying how to underwrite such businesses by assessing technology, revenue visibility and operating cash generation rather than relying only on asset-backed security.
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"Cash-Flow Lending Set to Shape Financing for New-Age Sectors, SBI MD Says"
Cash-flow-based lending is emerging as a critical financing tool for new-age sectors such as electric mobility, where traditional collateral is often limited or absent, according to a senior State Bank of India executive. The bank is studying how to underwrite such businesses by assessing technology, revenue visibility and operating cash generation rather than relying only on asset-backed security.
Cash-Flow Lending Set to Shape Financing for New-Age Sectors, SBI MD Says
R
RDU Global Wire
BFSI & Fintech Desk
New Delhi, India Just now (05:35 PM IST)•5 min read
Cash-flow-based lending is emerging as a critical financing tool for new-age sectors such as electric mobility, where traditional collateral is often limited or absent, according to a senior State Bank of India executive. The bank is studying how to underwrite such businesses by assessing technology, revenue visibility and operating cash generation rather than relying only on asset-backed security.
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