The share of microfinance loans above ₹75,000 to individual borrowers rose sharply to 41% in Q1 FY27 from 28% a year earlier, underscoring a clear shift in lender strategy. The move reflects a growing preference for repeat borrowers with established repayment records as the sector recalibrates after a period of stress and tighter underwriting.
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"High-Value Microfinance Loans Gain Ground as Lenders Pivot to Safer Borrowers"
The share of microfinance loans above ₹75,000 to individual borrowers rose sharply to 41% in Q1 FY27 from 28% a year earlier, underscoring a clear shift in lender strategy. The move reflects a growing preference for repeat borrowers with established repayment records as the sector recalibrates after a period of stress and tighter underwriting.
High-Value Microfinance Loans Gain Ground as Lenders Pivot to Safer Borrowers
R
RDU Global Wire
Banking, Fintech & Insurance Desk
New Delhi, India Just now (02:37 PM IST)•5 min read
The share of microfinance loans above ₹75,000 to individual borrowers rose sharply to 41% in Q1 FY27 from 28% a year earlier, underscoring a clear shift in lender strategy. The move reflects a growing preference for repeat borrowers with established repayment records as the sector recalibrates after a period of stress and tighter underwriting.
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