Credit card issuers

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Last Updated: Just Now

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Banking, Fintech & Insurance Just now (09:12 PM IST)

Credit Card Issuers Pivot to EMI Loans as Revolver Model Weakens

India’s credit card issuers are increasingly pushing equated monthly instalments and personal loan-on-card products as the traditional revolver model loses momentum. With fewer customers carrying balances month to month, interest income is rising more slowly than card spending, forcing lenders to lean harder on fees and conversion-led lending to protect profitability.

By RDU Global Wire5 min read

Banking, Fintech & InsuranceJust now (11:04 AM IST)

Credit Card Issuers Turn to EMI Loans as Revolver Growth Slows

Indian credit card issuers are increasingly pushing EMI conversions, personal loan-on-card products and higher fee income as the traditional revolver model loses momentum. With fewer customers carrying balances month to month, interest-bearing receivables are rising more slowly than transaction volumes, forcing lenders to rework how they monetise card spending.

5 min readRead →

Banking, Fintech & InsuranceJust now (08:16 PM IST)

Credit Card Issuers Pivot to EMI Loans as Revolver Model Loses Momentum

Indian credit card issuers are increasingly pushing equated monthly instalments, personal loan-on-card products and fee-led monetisation as the traditional revolver model weakens. With fewer customers carrying balances month to month, interest-bearing receivables are rising more slowly than transaction volumes, forcing lenders to rework their credit card playbook.

4 min readRead →

Banking, Fintech & InsuranceJust now (07:06 PM IST)

Credit Card Issuers Pivot to EMI Loans as Revolver Model Loses Momentum

Indian credit card issuers are increasingly steering customers toward EMI conversions, personal loans on card and fee-led products as the traditional revolver model underperforms. With fewer cardholders carrying balances month to month, interest-bearing receivables are rising more slowly than transaction volumes, forcing lenders to rethink how they monetize spending.

5 min readRead →

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India(1)