India’s Gold Loan NPAs Rise in Early Months Even as Long-Term Stress Eases
India’s gold loan market has seen a fresh uptick in non-performing assets in the first five months of the current cycle, even as delinquency trends have improved over a three-year horizon. The sector’s rapid expansion, rising borrower leverage and the growing use of multiple loans are sharpening scrutiny of underwriting quality and repayment discipline.
