How Borrowers Can Trim Personal Loan EMIs Over Time Without Raising Risk
As household budgets tighten and borrowing costs remain a central concern for Indian consumers, managing a personal loan EMI has become less about short-term relief and more about disciplined repayment strategy. Financial planners say borrowers can reduce the monthly burden over time by choosing the right tenure, making selective prepayments, avoiding fresh unnecessary debt and using EMI calculators to test repayment scenarios before committing.
