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Insurance Regulatory and Development Authority of India

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Last Updated: Just Now

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Banking, Fintech & Insurance 11 Nov 2026, 08:00 AM IST

NBFCs Seek Five-Year Runway as IRDAI Weighs Insurance Commission Caps

India’s non-banking finance companies have urged the Insurance Regulatory and Development Authority of India to allow a five-year transition period before proposed commission caps on credit-linked insurance are fully enforced. The industry argues that the suggested 2% cap for credit life and 5% for credit health insurance would make distribution commercially unviable, given that selling and servicing costs are estimated at about 32% of premium.

By RDU Global Wire5 min read

Banking, Fintech & Insurance10 Nov 2026, 05:00 PM IST

NBFCs Seek Five-Year Breather on Insurance Fee Caps as IRDAI Weighs Cost Shock

India’s non-banking finance companies have urged the Insurance Regulatory and Development Authority of India to allow a five-year transition before proposed commission caps on credit-linked insurance take effect, warning that the move could make distribution uneconomical. The industry says the suggested limits of 2% for credit life and 5% for credit health insurance fall far below the roughly 32% cost of selling such policies.

5 min readRead →

Banking, Fintech & Insurance07 Nov 2026, 08:00 PM IST

NBFCs Seek Five-Year Breather as IRDAI’s Insurance Commission Caps Threaten Credit-Linked Sales

India’s non-banking finance companies have asked the Insurance Regulatory and Development Authority of India for a five-year transition period to adjust to proposed commission caps on credit life and credit health insurance. The industry says the new limits would make distribution uneconomical, with selling costs already running at about 32% of premium, and could disrupt a key protection product sold alongside vehicle and consumer loans.

5 min readRead →

Banking, Fintech & Insurance04 Nov 2026, 05:00 PM IST

NBFCs Seek Five-Year Runway as IRDAI Weighs Lower Insurance Commissions

India’s non-banking finance companies have urged the Insurance Regulatory and Development Authority of India to allow a five-year transition before enforcing proposed commission caps on credit-linked insurance. The industry says the suggested 2% cap on credit life and 5% on credit health would make distribution economically unviable, given that acquisition and servicing costs are already about 32% of premium.

5 min readRead →

Banking, Fintech & Insurance31 Oct 2026, 05:00 PM IST

NBFCs Seek Five-Year Breathing Room as IRDAI Weighs Sharp Cuts to Credit Insurance Commissions

India’s non-banking finance companies have urged the insurance regulator to allow a five-year transition period before proposed commission caps on credit life and credit health insurance take full effect. The industry says the planned limits of 2% and 5% respectively would make distribution uneconomical, given that selling and servicing these products currently costs about 32% of premium income.

5 min readRead →

Markets, IPOs & Wealth16 Oct 2026, 04:21 AM IST

Sebi Seeks IRDAI Nod to Add Insurance Policies to Consolidated Account Statements

India’s markets regulator has moved to widen the scope of the Consolidated Account Statement, seeking to bring investors’ insurance policy details into a single, unified financial snapshot. The proposal, outlined by Sebi Chairman Tuhin Kanta Pandey, is part of a broader push to improve transparency, simplify compliance and make it easier for households to track their financial assets across products and institutions.

5 min readRead →

Startups & Venture Capital08 Oct 2026, 10:15 AM IST

Insurance Brokers Warn IRDAI Reforms Could Cut Revenue by 70%

The Insurance Brokers Association of India has warned that recently proposed IRDAI reforms could slash broker revenues by as much as 70%, setting up a sharp confrontation between intermediaries and the regulator. The industry body says the changes could disrupt distribution economics, weaken smaller brokers, and alter how insurance is sold across India.

5 min readRead →

Banking, Fintech & Insurance08 Oct 2026, 08:40 AM IST

RBI Weighs Anup Bagchi for HDFC Bank Top Job, Seeks Views on Banking Gap

The Reserve Bank of India is actively examining Anup Bagchi’s suitability for the chief executive role at HDFC Bank and has sought feedback from regulators and ICICI Bank as it assesses his three-year absence from mainstream banking. Bagchi, currently with ICICI Prudential Life, has emerged as a leading contender in a succession process that also includes HDFC Bank’s preference for Kaizad Bharucha, a choice that would require regulatory flexibility on tenure norms.

5 min readRead →

Banking, Fintech & Insurance05 Oct 2026, 05:34 PM IST

RBI Weighs Anup Bagchi for HDFC Bank Top Job, Seeks Regulator and Peer Feedback

The Reserve Bank of India is actively assessing Anup Bagchi as a potential chief executive for HDFC Bank and has sought feedback from both the insurance regulator and ICICI Bank on his suitability, according to people familiar with the matter. The review reflects concern over Bagchi’s roughly three-year gap from mainstream banking, even as he emerges as a leading contender for one of India’s most closely watched financial-sector appointments.

5 min readRead →

Banking, Fintech & Insurance04 Oct 2026, 04:44 PM IST

RBI Weighs Anup Bagchi for HDFC Bank Top Job, Seeks Regulator and Peer Feedback

The Reserve Bank of India is actively assessing Anup Bagchi as a potential chief executive for HDFC Bank and has sought views from the Insurance Regulatory and Development Authority of India and ICICI Bank on his candidature, according to people familiar with the matter. The review reflects regulatory caution over Bagchi’s three-year gap from mainstream banking, even as HDFC Bank has proposed Kaizad Bharucha for the role, a move that would require changes to existing tenure norms.

5 min readRead →

National Governance & Policy04 Oct 2026, 04:28 AM IST

OpenAI’s Latest Model and Safety Reversal Sharpen India’s AI Governance Debate

OpenAI’s newest model launch, followed by the cancellation of an updated version over safety concerns, has intensified scrutiny of whether artificial intelligence is advancing faster than the institutions meant to govern it. In India, the episode is likely to accelerate debate over testing standards, accountability, and the limits of voluntary safeguards in a fast-moving technology race.

6 min readRead →

Banking, Fintech & Insurance04 Oct 2026, 01:18 AM IST

RBI Seeks External Views on Anup Bagchi for HDFC Bank CEO Role Amid Banking Gap Concerns

The Reserve Bank of India is actively sounding out regulators and market participants on the possible elevation of Anup Bagchi to the top job at HDFC Bank, according to people familiar with the matter. The consultation reflects the central bank’s caution over Bagchi’s three-year absence from mainstream banking, even as he emerges as the leading contender for one of India’s most closely watched financial appointments.

5 min readRead →

Banking, Fintech & Insurance03 Oct 2026, 07:47 PM IST

Government Reviews Revised Bids for IDBI Bank Stake Sale, Sources Say

The Indian government is evaluating revised financial bids from Fairfax Financial Holdings and Emirates NBD for the proposed sale of its 60.72% stake in IDBI Bank, according to sources familiar with the process. The transaction, one of the most closely watched banking divestments in India, is moving ahead at a measured pace as officials assess valuation, structure and regulatory considerations.

5 min readRead →

Banking, Fintech & InsuranceJust now (09:17 PM IST)

RBI Weighs Anup Bagchi for HDFC Bank Top Job, Seeks Regulator and Peer Feedback

The Reserve Bank of India is actively examining Anup Bagchi’s suitability for the chief executive role at HDFC Bank and has sought views from the insurance regulator and ICICI Bank as it assesses his return to mainstream banking after a three-year gap. Bagchi, currently with ICICI Prudential Life, has emerged as a leading contender in a succession process complicated by tenure rules and the lender’s preference for Kaizad Bharucha.

5 min readRead →

Banking, Fintech & InsuranceJust now (08:38 AM IST)

Payments Are Becoming Core Infrastructure, Not Just a Checkout Step: Adyen at GFF 2026

At the Global Fintech Festival 2026, Adyen framed payments as a strategic layer of modern commerce rather than a back-end utility. The shift reflects how banks, fintechs and merchants are increasingly using payments data, orchestration and embedded finance capabilities to drive growth, resilience and customer retention.

5 min readRead →

India Entertainment & CultureJust now (03:48 AM IST)

Rima Das on the Delayed Release of 'Village Rockstars 2' and the Fragile Future of Northeast Indian Cinema

Acclaimed Assamese filmmaker Rima Das has spoken candidly about the delayed theatrical release of 'Village Rockstars 2', using the moment to underscore the structural weaknesses facing independent cinema in India. Her reflections go beyond one film, pointing to the need for stronger distribution, sustained institutional support, and a more reliable ecosystem for stories emerging from the Northeast.

6 min readRead →

Markets, IPOs & WealthJust now (03:07 AM IST)

Jhunjhunwala-Linked Fund Takes Stake in TFCI as Tourism Finance Bets on Growth Revival

A fund associated with the late investor Rakesh Jhunjhunwala has acquired a stake in Tourism Finance Corporation of India, drawing market attention to the small-cap lender at a time when travel-linked financing is regaining momentum. In an interview with CNBC-TV18, TFCI Managing Director Satpal Arora outlined the company’s business conditions and the outlook ahead, signalling cautious optimism on demand and asset quality.

4 min readRead →

Global Markets & EquitiesJust now (10:46 PM IST)

RBI Weighs Anup Bagchi for HDFC Bank Top Job, Seeks Regulator and Peer Feedback

The Reserve Bank of India is actively seeking views from regulators and market participants on the possible elevation of Anup Bagchi to the chief executive role at HDFC Bank, according to people familiar with the matter. Bagchi, currently with ICICI Prudential Life, has emerged as a leading contender as the central bank assesses whether his three-year gap from mainstream banking should affect eligibility for one of the country’s most closely watched appointments.

5 min readRead →

Macro Economy & Fiscal PolicyJust now (01:15 PM IST)

IRDAI’s Commission Clampdown Could Squeeze Distributors More Than Insurers

India’s insurance regulator is moving to tighten product distribution and rein in commissions, a shift that could reshape how policies are sold and priced. While the proposals may help lower premiums and improve transparency for customers, distributors dependent on commission income face the sharper adjustment, even as insurers with leaner cost structures appear better placed to absorb the change.

5 min readRead →

Macro Economy & Fiscal PolicyJust now (11:43 AM IST)

IRDAI’s Commission Clampdown May Spare Insurers, But Put Distributors Under Pressure

India’s insurance regulator is weighing proposals that could reshape how policies are sold, with a sharper focus on product simplification and tighter commission structures. The move may help lower costs for policyholders and leave efficient insurers relatively unscathed, but distributors dependent on upfront commissions could face a far tougher adjustment.

5 min readRead →

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Co-Occurring Entities

Entities frequently referenced alongside Insurance Regulatory and Development Authority of India:

New Delhi(20)Reserve Bank of India(11)Kaizad Bharucha(10)HDFC Bank(10)Anup Bagchi(10)ICICI Bank(9)